Kern Philippine, Terneuzen
Neighbourhood research for Kern Philippine — safety, schools, livability and property values from official government data.
Kern Philippine in Terneuzen scores 3.0 out of 5 on the government's Leefbaarometer livability index. Most homes are owner-occupied (85%). Worth flagging: the amenities sub-score here is 1.9/5 — you'll likely need to travel to a neighbouring area for everyday amenities. Reported crime here is classified as low relative to other Dutch neighbourhoods.
At €284.000, the average WOZ value here runs 11% above what's typical for Terneuzen as a whole. That's 29% below the Dutch national average. Zooming out, Terneuzen-wide sale prices rose 6.5% over the past year, and recent buyers across the wider region paid 1.0% under asking, with homes selling in a median of 55 days — a sense of the competition to expect, even if it doesn't map exactly onto this street.
A few things worth weighing before you commit: crime has been trending up, about 42% higher than a year ago — worth keeping an eye on; foundation risk near the centre of the neighbourhood is rated high — for pre-1970 homes, ask for a foundation inspection before you bid; known soil contamination has been recorded nearby — worth asking the seller or municipality for details.
Livability
Average
Avg. WOZ value
€284.000
Crime risk
Low risk
Based on 6 government sources · Last updated 27 August 2026
Frequently Asked Questions
Similar neighbourhoods in Terneuzen
Neighbourhoods in a similar price and livability range
All neighbourhoods in Terneuzen →What does a home in Kern Philippine cost?
Average WOZ value
€284,000
The WOZ value is the municipality's own valuation, set as of 1 January the previous year. In a rising market asking prices in Kern Philippine usually sit above it — treat this as a floor, not a market value.
Gross annual income needed to borrow that amount
€53,000
One income, no student debt or other loans, 30-year annuity at 4.5%, using the 2026 Nibud standards. Buyer's costs come on top and cannot be added to the mortgage. On two incomes the bar is lower.
Further reading
What is the WOZ value and why does it matter?
The WOZ value determines your municipal taxes and is used by banks as an indication of property value.
How does bidding on a house work in the Netherlands?
Unlike many countries, the asking price in the Netherlands is often just a starting point for negotiation.
Buyer’s costs (k.k.) — what do you pay on top?
Budget 4–6% on top of the purchase price. Here’s an overview of all additional costs.