Prosperity
Socio-economic status
Total score
+0.04vs. NL avg
Labour participation
72%
Benefits
12.1%
Gouda has 9 neighbourhoods in our database. Average property values (WOZ) sit at €387.778, ranging from €288.000 in De Korte Akkeren to €539.000 in Westergouwe. The average livability score is 3.0 out of 5. Whether you're an expat looking for a central, well-connected area or a quieter family-friendly neighbourhood, use the filters below to compare on price, safety, and livability.
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Prosperity
Total score
+0.04vs. NL avg
Labour participation
72%
Benefits
12.1%
Tenure
Pipeline
permitted or under construction
Total
1,130
Under construction
644
Permitted
486
Permits — last 8 quarters
2026Q2By client
Average WOZ value
€387,778
The WOZ value is the municipality's own valuation, set as of 1 January the previous year. In a rising market asking prices in Gouda usually sit above it — treat this as a floor, not a market value.
Gross annual income needed to borrow that amount
€69,000
One income, no student debt or other loans, 30-year annuity at 4.5%, using the 2026 Nibud standards. Buyer's costs come on top and cannot be added to the mortgage. On two incomes the bar is lower.
What is the WOZ value and why does it matter?
The WOZ value determines your municipal taxes and is used by banks as an indication of property value.
Foundation problems: which houses, and what it costs
Pile rot and subsidence mainly affect pre-war homes on peat and clay. Repair routinely costs more than a renovation.
How does bidding on a house work in the Netherlands?
Unlike many countries, the asking price in the Netherlands is often just a starting point for negotiation.