Spierdijk, Koggenland
Neighbourhood research for Spierdijk — safety, schools, livability and property values from official government data.
On the Leefbaarometer, Spierdijk in Koggenland scores 3.0/5 for overall livability. Most homes are owner-occupied (79%). Amenities stands out here — the sub-score is 2.1/5 — you'll likely need to travel to a neighbouring area for everyday amenities. Police-recorded crime puts this area in the low-risk band nationally.
The average home here is valued at €423.000 (WOZ), roughly in line with the Koggenland average. Zooming out, Koggenland-wide sale prices rose 1.2% over the past year, and recent buyers across the wider region paid 4.0% over asking, with homes selling in a median of 30 days — a sense of the competition to expect, even if it doesn't map exactly onto this street.
Before you fall for a listing here, a few things to check: crime has been trending up, about 8% higher than a year ago — worth keeping an eye on; foundation risk near the centre of the neighbourhood is rated moderate — for pre-1970 homes, ask for a foundation inspection before you bid.
Livability
Average
Avg. WOZ value
€423.000
Crime risk
Low risk
Based on 6 government sources · Last updated 27 August 2026
Frequently Asked Questions
Similar neighbourhoods in Koggenland
Neighbourhoods in a similar price and livability range
All neighbourhoods in Koggenland →What does a home in Spierdijk cost?
Average WOZ value
€423,000
The WOZ value is the municipality's own valuation, set as of 1 January the previous year. In a rising market asking prices in Spierdijk usually sit above it — treat this as a floor, not a market value.
Gross annual income needed to borrow that amount
€74,500
One income, no student debt or other loans, 30-year annuity at 4.5%, using the 2026 Nibud standards. Buyer's costs come on top and cannot be added to the mortgage. On two incomes the bar is lower.
Further reading
What is the WOZ value and why does it matter?
The WOZ value determines your municipal taxes and is used by banks as an indication of property value.
How does bidding on a house work in the Netherlands?
Unlike many countries, the asking price in the Netherlands is often just a starting point for negotiation.
Buyer’s costs (k.k.) — what do you pay on top?
Budget 4–6% on top of the purchase price. Here’s an overview of all additional costs.